/* ============================================================
   SAQRUM - wspólny wygląd wszystkich stron (index, hipoteka, leasing)
   ============================================================ */
:root{
  --blue:#1863dc; --navy:#0d2b5e; --navy-deep:#081c3f; --gold:#c9b037; --gold-deep:#a8912a; --gold-text:#7d6a15;
  --ink:#171a21; --ink-soft:#4b5160; --line:#e6e3dc; --paper:#fbfaf7; --paper-2:#f3f1ea; --white:#fff;
  --serif:"Domine",Georgia,"Times New Roman",serif;
  --sans:"Montserrat",system-ui,-apple-system,"Segoe UI",sans-serif;
  --max:1180px; --gutter:clamp(18px,4vw,48px); --radius:14px;
}
*{box-sizing:border-box;margin:0;padding:0}
[hidden]{display:none!important}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--sans);color:var(--ink);background:var(--paper);font-size:17px;line-height:1.6}
img{max-width:100%;display:block;height:auto}
a{color:var(--blue)}
h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.15;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.6vw,3.55rem);font-weight:700}
h2{font-size:clamp(1.6rem,3vw,2.35rem);font-weight:700}
h3{font-size:1.15rem;font-weight:600}
p{max-width:62ch}
.wrap{max-width:var(--max);margin:0 auto;padding:0 var(--gutter)}
.section{padding:clamp(64px,9vw,120px) 0}
.kicker{display:inline-block;font-size:.78rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-text);margin-bottom:14px}
.lead{font-size:1.12rem;color:var(--ink-soft)}
.btn{display:inline-flex;align-items:center;gap:10px;min-height:52px;padding:14px 24px;border-radius:999px;font-weight:600;font-size:1rem;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:transform .18s ease,background .18s ease,color .18s ease,border-color .18s ease}
.btn svg{width:20px;height:20px;flex:none}
.btn-primary{background:var(--gold);color:var(--navy-deep);border-color:var(--gold)}
.btn-primary:hover{background:var(--gold-deep);border-color:var(--gold-deep);color:#fff;transform:translateY(-1px)}
.btn-ghost{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn-ghost:hover{background:var(--navy);color:#fff}
.btn-light{background:#fff;color:var(--navy);border-color:#fff}
.btn-light:hover{background:var(--paper-2)}
.btn:focus-visible,a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible{outline:3px solid var(--blue);outline-offset:3px}

/* ---------- nagłówek ---------- */
.top{position:sticky;top:0;z-index:50;background:rgba(251,250,247,.92);backdrop-filter:saturate(1.2) blur(10px);-webkit-backdrop-filter:saturate(1.2) blur(10px);border-bottom:1px solid rgba(0,0,0,.05)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;min-height:68px;gap:16px}
.brand{font-family:var(--serif);font-weight:700;color:var(--navy);text-decoration:none;font-size:1.15rem;letter-spacing:.02em;display:flex;align-items:center;gap:10px}
.brand span{color:var(--gold-text);font-family:var(--sans);font-weight:500;font-size:.8rem;letter-spacing:.14em;text-transform:uppercase}
.nav{display:flex;gap:22px;align-items:center}
.nav a{color:var(--ink);text-decoration:none;font-weight:500;font-size:.95rem;padding:8px 2px;border-bottom:2px solid transparent}
.nav a:hover{border-bottom-color:var(--gold)}
.nav .btn{min-height:42px;padding:9px 18px;font-size:.92rem}
.nav a{white-space:nowrap}
.nav .btn-ghost,.nav .btn-ghost:hover{border-bottom-color:var(--navy)}
@media (min-width:901px){.nav .btn-wa-top{width:42px;padding:0;justify-content:center}.nav .btn-wa-top .wa-txt{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}}
.burger{display:none;background:none;border:0;width:44px;height:44px;cursor:pointer;color:var(--navy)}
.burger svg{width:28px;height:28px}
/* menu rozwijane „Usługi" - na komputerze lista po kliknięciu/najechaniu, na telefonie rozwinięta grupa */
.dd{position:relative}
.dd-btn{font:inherit;font-weight:500;font-size:.95rem;color:var(--ink);background:none;border:0;border-bottom:2px solid transparent;padding:8px 2px;cursor:pointer;display:inline-flex;align-items:center;gap:6px;white-space:nowrap}
.dd-btn svg{width:14px;height:14px;transition:transform .2s}
.dd-btn:hover,.dd.aktywna .dd-btn{border-bottom-color:var(--gold)}
.dd.open .dd-btn svg{transform:rotate(180deg)}
.dd-label{display:none}
.dd-menu{display:none;position:absolute;top:100%;left:-14px;margin-top:10px;min-width:250px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 24px 50px -24px rgba(13,43,94,.35);padding:8px;z-index:60}
.dd-menu::before{content:"";position:absolute;left:0;right:0;top:-14px;height:14px}
.dd.open .dd-menu{display:block}
@media (hover:hover) and (min-width:901px){.dd:hover .dd-menu{display:block}.dd:hover .dd-btn svg{transform:rotate(180deg)}}
.nav .dd-menu a{display:block;padding:10px 12px;border-radius:8px;border-bottom:0}
.nav .dd-menu a:hover{background:var(--paper-2)}
.nav .dd-menu a[aria-current="page"]{background:var(--paper-2);color:var(--navy);font-weight:600}
.dd-menu hr{border:0;border-top:1px solid var(--line);margin:6px 4px}
@media (max-width:900px){
  .nav{display:none;position:absolute;left:0;right:0;top:68px;background:var(--paper);flex-direction:column;align-items:stretch;padding:12px var(--gutter) 22px;border-bottom:1px solid var(--line);gap:4px;max-height:calc(100svh - 68px);overflow-y:auto}
  .nav.open{display:flex}
  .nav a{padding:12px 4px;font-size:1.05rem}
  .nav .btn{margin-top:8px;justify-content:center}
  .burger{display:inline-flex;align-items:center;justify-content:center}
  .dd-btn{display:none}
  .dd-label{display:block;font-size:.78rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-text);padding:10px 4px 2px}
  .dd-menu{display:block;position:static;margin:0;min-width:0;padding:0 0 0 14px;background:none;border:0;border-radius:0;box-shadow:none}
  .dd-menu::before,.dd-menu hr{display:none}
  .nav .dd-menu a{padding:10px 4px;border-radius:0}
  .nav .dd-menu a[aria-current="page"]{background:none;color:var(--gold-text)}
}

/* ---------- hero ---------- */
.hero{background:linear-gradient(180deg,#fff 0%,var(--paper) 100%);overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(28px,5vw,72px);align-items:center;min-height:calc(100svh - 68px);padding-top:clamp(36px,6vw,72px);padding-bottom:clamp(36px,6vw,72px)}
.hero h1{margin:8px 0 18px}
.hero .lead{margin-bottom:28px;font-size:1.18rem}
.hero .cta{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:26px}
.hero .facts{display:flex;flex-wrap:wrap;gap:8px 22px;font-size:.92rem;color:var(--ink-soft);list-style:none}
.hero .facts li{display:flex;align-items:center;gap:8px}
.hero .facts svg{width:16px;height:16px;color:var(--gold-text)}
.hero-photo{position:relative;justify-self:end;width:min(100%,520px)}
.hero-photo img{border-radius:22px;aspect-ratio:3/4;object-fit:cover;width:100%;box-shadow:0 30px 60px -30px rgba(13,43,94,.45)}
.hero-photo::before{content:"";position:absolute;inset:auto -18px -18px auto;width:62%;height:62%;border-radius:22px;background:var(--gold);opacity:.18;z-index:-1}
.hero-photo::after{content:"";position:absolute;left:-18px;top:-18px;width:38%;height:38%;border-radius:22px;border:2px solid var(--navy);opacity:.15;z-index:-1}
@media (max-width:760px){
  .hero .wrap{grid-template-columns:1fr;min-height:0}
  .hero-photo{justify-self:center;width:min(100%,380px)}
  .hero-photo img{aspect-ratio:4/5}
}

/* ---------- bóle ---------- */
.pains{background:var(--navy);color:#fff}
.pains h2,.pains .kicker{color:#fff}
.pains .kicker{color:var(--gold)}
.pains-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(20px,3vw,40px);margin-top:36px}
.pain{border-top:2px solid rgba(201,176,55,.7);padding-top:18px;font-size:1.05rem;line-height:1.55}
.pain strong{display:block;font-family:var(--serif);font-size:1.25rem;margin-bottom:8px;color:#fff}
.pains .pivot{margin-top:40px;font-family:var(--serif);font-size:clamp(1.25rem,2.2vw,1.6rem);color:var(--gold);max-width:none}
@media (max-width:760px){.pains-grid{grid-template-columns:1fr}}

/* ---------- jak pracuję ---------- */
.pillars{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(24px,3vw,44px) clamp(24px,4vw,56px);margin-top:40px}
.pillar{display:grid;grid-template-columns:44px 1fr;gap:16px;align-items:start}
.pillar .ico{width:44px;height:44px;border-radius:12px;background:var(--paper-2);display:grid;place-items:center;color:var(--navy)}
.pillar .ico svg{width:24px;height:24px}
.pillar h3{margin-bottom:6px}
.pillar p{font-size:.98rem;color:var(--ink-soft)}
@media (max-width:900px){.pillars{grid-template-columns:repeat(2,1fr)}}
@media (max-width:600px){.pillars{grid-template-columns:1fr}}
.quarter{margin-top:56px;padding:28px clamp(20px,3vw,36px);background:var(--white);border:1px solid var(--line);border-radius:var(--radius);display:grid;grid-template-columns:auto 1fr;gap:20px 32px;align-items:center}
.quarter h3{font-size:1.25rem}
.steps{display:flex;flex-wrap:wrap;gap:10px 0;list-style:none;counter-reset:s}
.steps li{counter-increment:s;display:flex;align-items:center;gap:10px;padding-right:22px;font-weight:500;font-size:.98rem}
.steps li::before{content:counter(s);width:30px;height:30px;border-radius:50%;background:var(--gold);color:var(--navy-deep);display:grid;place-items:center;font-weight:700;font-size:.9rem;flex:none}
@media (max-width:760px){.quarter{grid-template-columns:1fr}}

/* ---------- pakiety ---------- */
.plans{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:40px}
.plan{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:28px 26px;display:flex;flex-direction:column}
.plan.featured{border-color:var(--navy);box-shadow:0 24px 50px -30px rgba(13,43,94,.5)}
.plan .name{font-family:var(--serif);font-size:1.3rem;color:var(--navy)}
.plan .tag{font-size:.78rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-text);margin-top:4px}
.plan .price{margin:16px 0 6px;font-family:var(--serif);font-size:2.3rem;color:var(--navy);line-height:1}
.plan .price small{font-family:var(--sans);font-size:.85rem;color:var(--ink-soft);font-weight:500;margin-left:4px}
.plan .for{font-size:.95rem;color:var(--ink-soft);margin-bottom:18px}
.plan ul{list-style:none;display:grid;gap:9px;margin-bottom:20px;font-size:.96rem}
.plan li{display:flex;gap:10px;align-items:flex-start}
.plan li svg{width:18px;height:18px;flex:none;margin-top:3px;color:var(--gold-text)}
.plan li.extra{color:var(--ink-soft)}
.plan li.extra svg{color:#b8b3a6}
.plan .btn{margin-top:auto;justify-content:center}
.note{font-size:.9rem;color:var(--ink-soft);margin-top:18px}
.angel{margin-top:40px;background:var(--navy);color:#fff;border-radius:var(--radius);padding:clamp(24px,3vw,40px);display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}
.angel h3{color:var(--gold);font-size:1.4rem;margin-bottom:8px}
.angel p{color:rgba(255,255,255,.88)}
@media (max-width:900px){.plans{grid-template-columns:1fr;max-width:520px}.angel{grid-template-columns:1fr}}

/* ---------- osoby prywatne ---------- */
.private{background:var(--paper-2)}
.opinie-sekcja{background:var(--paper-2)}
.pricelist{display:grid;grid-template-columns:repeat(2,1fr);gap:clamp(20px,3vw,40px);margin-top:40px}
.pricegroup h3{margin-bottom:12px;padding-bottom:10px;border-bottom:2px solid var(--gold)}
.pricegroup dl{display:grid;grid-template-columns:1fr auto;gap:8px 16px;font-size:.97rem}
.pricegroup dt{color:var(--ink)}
.pricegroup dd{color:var(--navy);font-weight:600;white-space:nowrap}
.pricegroup small{display:block;color:var(--ink-soft);font-size:.82rem;font-weight:400}
@media (max-width:700px){.pricelist{grid-template-columns:1fr}}

/* ---------- o mnie ---------- */
.about .wrap{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(28px,5vw,80px);align-items:center}
.about-photo img{border-radius:22px;aspect-ratio:4/5;object-fit:cover;width:min(100%,440px)}
.about blockquote{margin:26px 0 0;padding-left:18px;border-left:3px solid var(--gold);font-family:var(--serif);font-size:1.15rem;color:var(--navy)}
.about p+p{margin-top:14px}
@media (max-width:760px){.about .wrap{grid-template-columns:1fr}.about-photo img{width:min(100%,340px)}}

/* ---------- FAQ ---------- */
.faq details{border-top:1px solid var(--line);padding:6px 0}
.faq details:last-child{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:16px 0;font-family:var(--serif);font-size:1.12rem;color:var(--navy)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-family:var(--sans);font-size:1.5rem;color:var(--gold-text);transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{padding:0 0 18px;color:var(--ink-soft)}

/* ---------- kontakt ---------- */
.contact{background:var(--navy);color:#fff}
.contact h2,.contact h3{color:#fff}
.contact .kicker{color:var(--gold)}
.contact .wrap{display:grid;grid-template-columns:1fr 1.1fr;gap:clamp(28px,5vw,72px)}
.contact p{color:rgba(255,255,255,.85)}
.channels{list-style:none;display:grid;gap:14px;margin-top:28px}
.channels a{display:flex;align-items:center;gap:14px;color:#fff;text-decoration:none;font-weight:500;min-height:44px}
.channels svg{width:24px;height:24px;flex:none;color:var(--gold)}
.channels small{display:block;color:rgba(255,255,255,.65);font-weight:400;font-size:.85rem}
.form{background:#fff;color:var(--ink);border-radius:var(--radius);padding:clamp(22px,3vw,34px)}
.form h3{color:var(--navy);margin-bottom:6px}
.form .hint{font-size:.92rem;color:var(--ink-soft);margin-bottom:18px}
.field{display:grid;gap:6px;margin-bottom:14px}
.field label{font-weight:600;font-size:.92rem}
.field input,.field textarea{font:inherit;font-size:1rem;padding:12px 14px;border:1.5px solid #cfcbc0;border-radius:10px;background:#fff;min-height:48px;width:100%}
.field textarea{min-height:120px;resize:vertical}
.field input:focus,.field textarea:focus{border-color:var(--blue)}
.row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:.88rem;color:var(--ink-soft);margin:6px 0 18px}
.consent input{width:20px;height:20px;margin-top:2px;flex:none}
.hp{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden}
.form .btn{width:100%;justify-content:center}
.status{margin-top:14px;font-size:.95rem;min-height:1.4em}
.status.ok{color:#1d7a3f}.status.err{color:#b3261e}
@media (max-width:900px){.contact .wrap{grid-template-columns:1fr}.row{grid-template-columns:1fr}}

/* ---------- stopka ---------- */
.foot{background:var(--navy-deep);color:rgba(255,255,255,.8);font-size:.9rem;padding:34px 0}
.foot .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;gap:16px 32px;align-items:center}
.foot a{color:#fff}
.foot .social{display:flex;gap:14px}
.foot .social a{display:inline-grid;place-items:center;width:40px;height:40px;border-radius:50%;border:1px solid rgba(255,255,255,.25)}
.foot .social svg{width:18px;height:18px}

/* ---------- podstrony (hipoteka, leasing) ---------- */
.hero-pod .wrap{min-height:0}
.hero-pod .hero-photo{width:min(100%,460px)}
.hero-puste{aspect-ratio:3/4}.hero-puste::before,.hero-puste::after{display:none}
@media (max-width:760px){.hero-puste{display:none}}
.hero-pod .lead{font-size:clamp(1.18rem,1.8vw,1.4rem);color:var(--navy);font-family:var(--serif)}
.pains .tekst p{font-size:1.08rem;color:rgba(255,255,255,.88);margin-top:16px;max-width:68ch}
.liczby{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(16px,2.5vw,28px);margin:36px 0 8px;list-style:none}
.liczby li{border-top:2px solid rgba(201,176,55,.7);padding-top:16px}
.liczby strong{display:block;font-family:var(--serif);font-size:clamp(1.7rem,3.2vw,2.4rem);color:var(--gold);line-height:1.1;white-space:nowrap}
.liczby span{display:block;margin-top:6px;color:rgba(255,255,255,.8);font-size:.95rem}
@media (max-width:760px){.liczby{grid-template-columns:1fr}}
.wstep{margin-top:14px}
.lista-check{list-style:none;display:grid;grid-template-columns:repeat(2,1fr);gap:14px 32px;margin-top:32px;max-width:900px}
.lista-check li{display:flex;gap:14px;align-items:flex-start;background:var(--white);border:1px solid var(--line);border-radius:12px;padding:16px 18px;font-weight:500}
.lista-check svg{width:22px;height:22px;flex:none;color:var(--gold-text);margin-top:2px}
@media (max-width:700px){.lista-check{grid-template-columns:1fr}}
.dopisek{margin-top:32px;font-family:var(--serif);font-size:clamp(1.12rem,1.8vw,1.3rem);color:var(--navy);max-width:none}
.dopisek a{color:var(--navy);text-decoration-color:var(--gold);text-decoration-thickness:2px;text-underline-offset:4px}
.chipy{display:flex;flex-wrap:wrap;gap:10px;list-style:none;margin:26px 0 22px}
.chipy li{background:var(--white);border:1px solid var(--line);border-radius:999px;padding:8px 16px;font-weight:500;font-size:.95rem;color:var(--navy)}
.tekst p+p{margin-top:14px}
.pillars.dwa{grid-template-columns:repeat(2,1fr);max-width:980px}
@media (max-width:600px){.pillars.dwa{grid-template-columns:1fr}}
.po-sekcji{margin-top:44px;display:flex;flex-wrap:wrap;align-items:center;gap:20px 32px}
.po-sekcji p{font-size:1.05rem;color:var(--ink-soft)}
.dwie-kol{display:grid;grid-template-columns:1.2fr .8fr;gap:clamp(28px,5vw,64px);align-items:start;margin-top:28px}
@media (max-width:860px){.dwie-kol{grid-template-columns:1fr}}
.ramka{background:var(--white);border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:12px;padding:22px 24px}
.ramka h3{margin-bottom:8px}
.ramka p{color:var(--ink-soft)}
.ramka a{color:var(--navy);font-weight:600}
.ramka+.ramka{margin-top:16px}
.duza-liczba{font-family:var(--serif);font-size:clamp(2.4rem,5vw,3.4rem);color:var(--navy);line-height:1}
.proces{list-style:none;counter-reset:p;display:grid;grid-template-columns:repeat(5,1fr);gap:16px;margin-top:36px}
.proces li{counter-increment:p;background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:22px 20px}
.proces li::before{content:counter(p);width:36px;height:36px;border-radius:50%;background:var(--gold);color:var(--navy-deep);display:grid;place-items:center;font-weight:700;margin-bottom:14px}
.proces h3{font-size:1.08rem;margin-bottom:6px}
.proces p{font-size:.95rem;color:var(--ink-soft)}
@media (max-width:1000px){.proces{grid-template-columns:repeat(2,1fr)}}
@media (max-width:600px){.proces{grid-template-columns:1fr}.proces li{display:grid;grid-template-columns:36px 1fr;gap:4px 16px;padding:18px}.proces li::before{grid-row:span 2;margin:0}}
.rodzaje{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:36px}
.rodzaj{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:26px 24px}
.rodzaj .name{font-family:var(--serif);font-size:1.3rem;color:var(--navy)}
.rodzaj .tag{font-size:.78rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-text);margin:4px 0 12px}
.rodzaj p{color:var(--ink-soft);font-size:.98rem}
@media (max-width:900px){.rodzaje{grid-template-columns:1fr;max-width:560px}}
.angel.solo{margin-top:0}
.contact .channels a span{overflow-wrap:anywhere}

/* ---------- ruch ---------- */
.reveal{opacity:0;transform:translateY(14px);transition:opacity .45s ease,transform .45s ease}
.reveal.in{opacity:1;transform:none}
.hero .reveal:nth-child(1){transition-delay:.05s}.hero .reveal:nth-child(2){transition-delay:.12s}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.reveal{opacity:1;transform:none;transition:none}.btn{transition:none}}

/* ---------- odznaka Google w hero (dane z opinie-dane.js) ---------- */
.google-badge{display:inline-flex;align-items:center;gap:10px;margin-bottom:18px;padding:7px 14px 7px 10px;background:#fff;border:1px solid var(--line);border-radius:999px;text-decoration:none;color:var(--ink);font-size:.88rem;box-shadow:0 6px 18px -12px rgba(13,43,94,.35)}
.google-badge[hidden]{display:none}
.google-badge:hover{border-color:var(--gold)}
.google-badge+.kicker{display:block}
.gb-g{width:20px;height:20px;flex:none}
.gb-stars{display:inline-flex;gap:1px}
.gb-stars svg{width:15px;height:15px;fill:#fbbc04}
.gb-txt strong{color:var(--navy)}

/* ---------- śródnagłówki sekcji wyśrodkowane (hero i sekcje obok zdjęcia/formularza zostają) ---------- */
.pains .wrap>.reveal:first-child,#jak-pracuje .wrap>.reveal:first-child,#dla-firm .wrap>.reveal:first-child,#dla-osob-prywatnych .wrap>.reveal:first-child,.faq .wrap>.reveal:first-child,.opinie-sekcja .wrap>.kicker,.opinie-sekcja .wrap>h2{text-align:center}
.opinie-sekcja .wrap>.kicker{display:block}
.pains .wrap>.reveal:first-child .lead,#jak-pracuje .wrap>.reveal:first-child .lead,#dla-firm .wrap>.reveal:first-child .lead,#dla-osob-prywatnych .wrap>.reveal:first-child .lead{max-width:760px;margin-left:auto;margin-right:auto}

/* mobilny: przyciski w hero wyśrodkowane */
@media (max-width:760px){.hero .cta{justify-content:center}}

/* błysk przechodzący po głównych przyciskach: cienki, szybki, od lewej do prawej */
.btn-primary{position:relative;overflow:hidden;isolation:isolate}
.btn-primary::after{content:"";position:absolute;top:-30%;bottom:-30%;left:-60px;width:36px;background:linear-gradient(90deg,transparent,rgba(255,255,255,.55) 50%,transparent);filter:blur(7px);transform:skewX(-20deg);animation:btn-blysk 3.6s ease-in-out infinite;pointer-events:none;z-index:-1}
@keyframes btn-blysk{0%,70%{left:-60px}100%{left:calc(100% + 30px)}}
@media (prefers-reduced-motion:reduce){.btn-primary::after{animation:none;display:none}}

/* mobilny: hero wyśrodkowane, zdjęcie pod listą z haczykami */
@media (max-width:760px){
  .hero .reveal{text-align:center}
  .hero .reveal>.google-badge:not([hidden]){display:flex;width:fit-content;margin:0 auto 14px}
  .hero .facts{justify-content:center}
}

/* krótszy podnagłówek w hero na telefonie */
.lead-krotki{display:none}
@media (max-width:760px){.lead-pelny{display:none}.lead-krotki{display:inline}}

/* mobilny: szersze i większe przyciski w hero */
@media (max-width:760px){
  .hero .cta{flex-direction:column;align-items:center}
  .hero .cta .btn{width:100%;max-width:420px;min-height:60px;padding:16px 28px;font-size:1.08rem;justify-content:center}
}

/* przycisk „Napisz do mnie" pod sekcjami: tylko na telefonie */
.cta-mobile{display:none}
@media (max-width:760px){
  .cta-mobile{display:flex;justify-content:center;margin-top:28px}
  .cta-mobile .btn{width:100%;max-width:420px;min-height:60px;padding:16px 28px;font-size:1.08rem;justify-content:center}
}

/* krótszy ponadgłówek w hero na telefonie */
.kicker-krotki{display:none}
@media (max-width:760px){.kicker-pelny{display:none}.kicker-krotki{display:inline}}

/* krótsze punkty pod przyciskami w hero na telefonie */
.f-krotki{display:none}
@media (max-width:760px){.f-pelny{display:none}.f-krotki{display:inline}}

/* opinia z Google pod zdjęciem w hero: tylko telefon */
.hero-opinia{display:none}
@media (max-width:760px){
  .hero-opinia{display:block;justify-self:center;width:min(100%,380px);margin:0;background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 20px;text-align:left;box-shadow:0 14px 30px -22px rgba(13,43,94,.4)}
  .ho-glowa{display:flex;align-items:center;gap:14px}
  .ho-avatar{width:48px;height:48px;border-radius:50%;background:#8052c4;overflow:hidden;flex:none}
  .ho-avatar svg{display:block;width:100%;height:100%}
  .ho-kto{flex:1;display:flex;flex-direction:column;line-height:1.3}
  .ho-kto strong{color:var(--ink);font-size:1rem}
  .ho-kto span{color:var(--ink-soft);font-size:.88rem}
  .hr-g{width:24px;height:24px;flex:none;align-self:flex-start}
  .ho-gwiazdki{display:flex;gap:2px;margin:14px 0 10px}
  .ho-gwiazdki svg{width:20px;height:20px;fill:#fbbc04}
  .hero-opinia blockquote{margin:0;font-size:1rem;color:var(--ink)}
}

/* opinia pod formularzem: tylko telefon (karta z .hero-opinia) */
@media (max-width:760px){
  .opinia-kontakt{margin-top:20px}
  .ho-avatar.zielony{background:#5b9e6e}
}

.angel .btn{justify-content:center}

/* mobilny: ponadgłówek w hero mieści się w jednej linii */
@media (max-width:760px){.hero .kicker{font-size:.72rem;letter-spacing:.1em}}

/* ---------- podstrony (hipoteka, leasing): wyśrodkowane nagłówki i tekst ---------- */
.podstrona .hero .wrap>.reveal:first-child,
.podstrona .section .wrap{text-align:center}
.podstrona .hero .cta,.podstrona .chipy,.podstrona .po-sekcji{justify-content:center}
.podstrona .lead,.podstrona .tekst p,.podstrona .pains .tekst p{margin-left:auto;margin-right:auto}
.podstrona .lista-check,.podstrona .pillars.dwa,.podstrona .proces,.podstrona .rodzaje{margin-left:auto;margin-right:auto}
.podstrona .lista-check li{justify-content:center;text-align:center}
.podstrona .pillar{grid-template-columns:1fr;justify-items:center;gap:12px}
.podstrona .ramka{margin-left:auto;margin-right:auto}
.podstrona .proces li,.podstrona .ramka{text-align:center}
.podstrona .proces li::before{margin-left:auto;margin-right:auto}
.podstrona .channels a{justify-content:center}
.podstrona .faq details,.podstrona .form{text-align:left}
.podstrona .about .wrap{text-align:center}
@media (max-width:600px){
  .podstrona .proces li{display:block}
  .podstrona .proces li::before{margin:0 auto 14px}
}